Countries Where BHIM/UPI Is Supported for Cross-Border Payments
BHIM/UPI supports cross-border payments in several countries, enabling Indian users to make seamless QR-based transactions abroad. This expansion promotes digital payments for tourism, remittances, and merchant transactions.
Live UPI Countries
The following countries currently accept BHIM/UPI for cross-border payments:
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Bhutan (first adopter, QR payments since 2021)
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France (retail and tourism spots like Eiffel Tower)
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Mauritius (retail outlets and remittances)
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Nepal (merchant payments)
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Singapore (linked with PayNow)
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Sri Lanka (live acceptance)
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United Arab Emirates (UAE) (QR codes at merchants and airports)
Transactions use QR codes scanned via BHIM or other UPI apps, with settlements in local currencies. Partnerships like NPCI International (NIPL) drive interoperability, such as UPI-PayNow in Singapore. Expansion continues, with pilots in places like Oman and planned linkages elsewhere.
These are the countries where Indian users can scan QR codes abroad and pay using the BHIM UPI app or other UPI apps.
Countries Accepting BHIM / UPI International Payments
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Bhutan – First country to adopt UPI cross-border payments
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Nepal – Integrated with local Fonepay QR system
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Singapore – Linked with PayNow for QR-based merchant payments
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United Arab Emirates (UAE) – Accepted across malls, duty-free shops, airports and major retailers
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France – Available at locations such as the Eiffel Tower and select retail outlets
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Mauritius – Supported at tourist markets and retail merchants
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Sri Lanka – Integrated with LankaQR network
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Qatar – Live at Doha duty-free and large retail chains like LuLu Hypermarket
Total Countries with Live Cross-Border BHIM / UPI Payments
8 Countries
Note: Acceptance depends on merchant availability and city. Users must enable “UPI International” in their BHIM or UPI app before travelling.
